Fair Credit Reporting Act

Do you have inaccurate, incomplete, or misleading information on your credit report?

The Fair Credit Reporting Act (“FRCA”) is a federal statute that requires furnishers of credit information and credit reporting agencies (including Experian, Equifax, and Trans Union) to report accurate and complete information on your credit reports. If you believe inaccurate information is reporting on your credit, we can assist you in disputing the information and represent you if the information is not corrected. In addition, California’s Consumer Credit Reporting Agencies Act (“CCRAA”), is a state statute that further protects consumers from furnishers and credit bureaus from reporting inaccurate information to credit reporting agencies.

What is the Fair Credit Reporting Act?

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